News ID : 4186
Publish Date : 27 October 2020 - 09:02
While automakers believe that insurance companies are locked in and preventing the issuance of insurance policies, insurance companies emphasize that their claims on automakers in some cases have even reached a year or two, which is the process of financial conditions. This has also made it difficult for companies.
Khodrocar - Although insurance companies in recent years have tried to cope as much as possible with the liquidity and financial problems of car companies, but these days with the increase in arrears of car manufacturers, the financial strength of insurance companies is also affected and this issue leads It has threatened insurance companies to stop issuing insurance policies for automotive companies' products.

It has been heard that one of the car companies owes about 700 billion Tomans to the insurance companies. Accordingly, the insurance companies are not willing to issue car insurance policies, so much so that they announced a specific schedule for stopping the issuance of car insurance policies. .

Nima Lotfi, the director of one of the car insurance companies, in an interview with Khodrocar reporter, emphasized that the strictness of insurance companies towards car manufacturers is due to the protection of the interests of the insured, emphasizing that the process of issuing insurance policies is currently are continuing and there is still no problem in issuing them.

"Insurance companies are now pursuing the Syndicate of Insurance and Central Insurance through repeated follow-ups in order to achieve their legal rights as soon as possible, and to collect debts as soon as possible, so that the majority of people who had an accident are waiting. Financial losses are to be as soon as possible and insurance companies are able to pay their damages.” He added.

"Accident will have irreparable effects on the life of every person and will create bad conditions for them, in which case the delay in paying the amount of damages to the injured person will have irreparable effects, so this insurance action is required to pay claims from automakers on time.” He emphasized.


"During this period, car manufacturers are constantly indebted to car companies and have not settled their arrears, so in these circumstances, insurance companies consider it their legal right to pursue their rights from the competent authorities, although there is correspondence with car manufacturers to determine this task.” He said.

"Pursuant to Article 18 of the Third Party Insurance Law, which was approved by the parliament, car companies as well as insurers were required to pay and settle the insurance premium within a maximum period of 6 months from 2016 onwards. But in the last 4 years, in some cases, even for two years, car manufacturers have refused to pay premiums, so that the demand of insurance companies from the car manufacturer has reached two years, which has made the process difficult for the insurance industry.” He said.

Since insurance-related matters are also one of the sub-branches of after-sales service, it is necessary for the parliament to pay attention to this issue in the transformation plan in the car industry and market, which deals with the issue of after-sales service and its promotion, so that companies Insurance should not be affected by the financial fate of automakers.

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